Small Habits, Big Savings
If you’re anything like me, you’ve probably wondered, “Where is all my money going?” For years, I blamed high prices and low income. But the real problem wasn’t outside—it was in my daily habits.
I decided to experiment: What if I didn’t make huge sacrifices, but just tweaked a few things? The result? I started saving ₹5,000 every month without giving up my favorite things. Here’s how you can too.
💡 Habit #1: Brew Your Own Coffee ☕
I was spending ₹100–₹150 a day at cafes—almost ₹3,000 a month just on coffee. Now I use a ₹500 French press and buy good coffee powder for home.
✅ Monthly savings: ₹2,500+
Tip: Make your morning routine cozy—light a candle, play soft music, and enjoy your home-brewed coffee.
💡 Habit #2: Weekly Grocery Planning 🧾
Impulse buying and food delivery were killing my budget. I started planning meals every Sunday and making a strict grocery list.
✅ Monthly savings: ₹1,000+
Bonus: Less food wastage and better health!
💡 Habit #3: Cancel Unused Subscriptions 📺
I had subscriptions I didn’t even use—OTT platforms, fitness apps, and a fancy newsletter. I canceled 3 of them.
✅ Monthly savings: ₹600
Hack: Use a budgeting app to track auto-debits.
💡 Habit #4: 30-Day Wait Rule Before Buying 🛍️
If I wanted something non-essential, I noted it down and waited 30 days. Most times, I didn’t even want it by then.
✅ Monthly savings: ₹500+
Psychological trick: Screenshot the item instead of buying, then revisit later.
💡 Habit #5: Go Out, But Smartly 🎉
Instead of going out every weekend, I started hosting potluck nights at home or choosing free/low-cost events.
✅ Monthly savings: ₹500–₹1,000
Remember: It’s about connection, not the location.
My Monthly Savings Breakdown
| Habit | Saved Amount |
|---|---|
| Brewing Coffee at Home | ₹2,500 |
| Weekly Grocery Planning | ₹1,000 |
| Canceling Subscriptions | ₹600 |
| 30-Day Wait Rule | ₹500 |
| Smarter Outings | ₹500 |
| Total | ₹5,100 |
Final Thoughts: It’s About Awareness, Not Sacrifice
I didn’t feel deprived. In fact, I felt empowered. These tiny changes made me more mindful about money. And now, that ₹5,000 goes straight into my emergency fund or towards travel goals.
You don’t have to live like a monk to save money. Just start noticing your habits.
Action Steps for You
- Track your expenses for 7 days
- Pick 2 habits from above to try next week
- Celebrate your small wins 🎉