Let’s face it — saving money sounds boring. Most people think it means cutting out all the fun. But what if I told you I started saving ₹5,000 every month without giving up coffee or saying no to Netflix?
The secret? Tiny habit changes. In this blog, I’ll share the 7 small shifts I made that helped me consistently save more — without feeling restricted.
💡 1. Tracked Every Rupee for 30 Days
📱 App used: Walnut / Notion Budget Tracker
Just tracking your spending changes everything. I wrote down every ₹10 spent — from chai to UPI transfers. It made me realize how much I was leaking on tiny, useless stuff.
👉 Savings: ₹800/month just from spending awareness.
☕ 2. Switched to Home Coffee 4 Days a Week
I used to order from Zomato/Swiggy 3–4 times a week. Instead, I bought a ₹199 coffee press and started making cold brew at home.
👉 Savings: ₹1000/month — no kidding.
📦 3. Unsubscribed from Unused Subscriptions
Netflix, Spotify, Disney+, Canva Pro, random newsletter offers… I checked my card statement and realized I was paying for 5 things I hadn’t used in months.
👉 Cancelled 3 apps — saved ₹700 instantly.
🍽️ 4. Planned Simple 3-Ingredient Meals
I didn’t “meal prep” like fitness influencers — just planned easy, cheap meals like dal-chawal, poha, and khichdi. Reduced ordering out dramatically.
👉 Savings: ₹1200/month + better energy
💸 5. Started “Cash-First” Spending Method
Instead of paying via UPI or card, I used actual cash for snacks, travel, and small items. Holding physical money made me rethink impulse purchases.
👉 Savings: ₹400–₹600/month from random junk
🛍️ 6. Used AI Tools to Save Time + Avoid Outsourcing
Instead of paying someone to write captions, resumes, or emails, I used ChatGPT + Canva to do it in 10 mins.
👉 Saved ₹500–₹1000/month in outsourcing or freelance costs
💰 7. Set a 24-Hour Rule for Buying Anything Over ₹500
Before impulse buying tech, clothes, gadgets — I wait 24 hours. Most times, I lose interest and don’t buy it.
👉 Saved ₹1000+ per month by delaying “wants”
Conclusion:
You don’t need to live like a monk to save money.
These small habit changes added up to ₹5,000/month = ₹60,000/year. That’s a bonus vacation, emergency fund, or investment opportunity!
💬 What tiny change helped you save the most? Comment below.